Chocolate Banana Split Cupcakes Recipe
If you’ve ever wished you could eat a banana split with one hand (no sticky spoons required), these Chocolate Banana Split Cupcakes are the indulgent treat you’ve been waiting for! Imagine rich chocolate cupcakes swirled with ripe banana, piled high with velvety chocolate frosting, and crowned with all the classic toppings—juicy strawberries, sweet pineapple, a glossy drizzle of chocolate syrup, and, of course, the quintessential maraschino cherry. Each bite delivers all the fun, flavor, and nostalgia of a classic banana split, but with the irresistible charm of a cupcake.

Ingredients You’ll Need
One of the joys of Chocolate Banana Split Cupcakes is their playful twist on classic, easy-to-find ingredients. Every element here, from the ripe bananas to the glossy chocolate syrup, serves an important role—ensuring each cupcake is deeply chocolaty, perfectly moist, and brimming with joyful color and flavor.
- All-purpose flour: This forms the tender, airy structure of the cupcake, keeping each bite fluffy yet substantial.
- Cocoa powder: The secret to that rich, deep chocolate flavor that anchors the “split” part of these cupcakes.
- Baking soda: Ensures your cupcakes rise nice and high for that bakery-style dome.
- Salt: Just a pinch here makes all the other flavors pop and keeps the sweetness in check.
- Unsalted butter (for both cupcake and frosting): Adds richness and that classic, creamy texture to both the cake and the luscious frosting.
- Granulated sugar & light brown sugar: Together, these sweeteners deliver a perfectly sweet and ever-so-slightly caramel note.
- Eggs: Essential for binding and creating a tender crumb.
- Vanilla extract (for both cupcake and frosting): Layers in warmth and balance—don’t skip it!
- Buttermilk: This gives the cupcakes a subtle tang and spectacular moisture.
- Mashed ripe bananas: The key to infusing real banana flavor and velvety texture (plus they keep the crumb beautifully soft).
- Chopped strawberries: Bright, juicy, and colorful—just like the real banana split topping.
- Pineapple tidbits, drained: Brings a sunny, tropical twist, and extra sweetness and zing.
- Chocolate syrup: That iconic drizzle for decadence and visual appeal.
- Maraschino cherries: The final, playful “cherry on top”—no banana split (or cupcake) is complete without it.
- Powdered sugar (for frosting): Gives lightness and just-right sweetness to your frosting.
- Milk (for frosting): Helps whip the frosting to ideal, spreadable fluffiness.
How to Make Chocolate Banana Split Cupcakes
Step 1: Preheat the Oven
Start by preheating your oven to 350°F (175°C) and lining a 12-cup muffin tin with cupcake liners. This small step is crucial for perfectly baked, evenly shaped cupcakes and makes cleanup a breeze. Getting all your equipment and ingredients set up now means you’re ready for cupcake magic!
Step 2: Make the Cupcake Batter
Grab a medium bowl and whisk together the flour, cocoa powder, baking soda, and salt—these dry ingredients need even mixing for a flawless crumb. In a larger bowl, cream the unsalted butter with both sugars until the mixture is light and fluffy. Take your time here, because this is where air and structure are built in! Next, add eggs one at a time, mixing well after each, then stir in vanilla and mashed ripe bananas for that signature “split” flavor. Alternate adding the dry mixture and buttermilk, starting and ending with the dry, mixing just until combined (don’t over-mix, or you’ll lose that soft crumb).
Step 3: Bake the Cupcakes
Divide the luscious batter evenly among the lined muffin cups—it’ll look like the party has already started! Pop the tin into the oven and bake for 18–22 minutes. You’ll know they’re ready when a toothpick inserted into the center comes out clean or with just a crumb or two clinging to it. Cool the cupcakes completely on a wire rack; patience now means no melted frosting later!
Step 4: Make the Frosting
While your cupcakes cool, it’s frosting time. Beat the unsalted butter until creamy, then add powdered sugar, cocoa powder, vanilla, and a few tablespoons of milk. Beat until everything’s nice and fluffy, adjusting with a touch more milk if needed for the perfect consistency: thick enough to hold swirls, soft enough to spread with ease. This frosting will transform your cupcakes into irresistible Chocolate Banana Split Cupcakes!
Step 5: Assemble the Cupcakes
Once cooled, frost each cupcake generously with chocolate frosting. Now for the best part—toppings! Drizzle chocolate syrup over the fluffy frosting, then sprinkle on diced strawberries and pineapple. Crown each with a shining maraschino cherry, and step back to admire your adorable, ice cream shop-worthy creations.
Step 6: Serve and Enjoy
These are best enjoyed fresh, when the fruit is perky and the frosting swoon-worthy. But don’t worry—store any leftovers in an airtight container in the fridge, and you can keep the party going for up to three days. Whether for birthdays, celebrations, or a just-because treat, these Chocolate Banana Split Cupcakes are the ultimate crowd-pleaser!
How to Serve Chocolate Banana Split Cupcakes

Garnishes
Indulge in the classic banana split garnish trifecta—fresh strawberries, tangy pineapple tidbits, glossy chocolate syrup, and a maraschino cherry perched on top. For extra flair, add a light dusting of sprinkles, or even a few crushed nuts (just like your favorite sundae bar) for color, crunch, and fun.
Side Dishes
Since Chocolate Banana Split Cupcakes are fabulously rich and sweet, they pair well with a simple scoop of vanilla ice cream or a bowl of fresh fruit. If you’re serving them at a party, a bubbly, citrusy punch or a creamy iced coffee makes a wonderful sip alongside every bite.
Creative Ways to Present
Take your cupcake game to the next level by displaying these treats on a cake stand surrounded by banana slices and berries. Or serve each cupcake in a retro-style sundae glass for real “banana split” vibes! Hosting a gathering? Set up a cupcake topping bar and let everyone create their own custom masterpiece.
Make Ahead and Storage
Storing Leftovers
If, miraculously, you have leftovers, place your Chocolate Banana Split Cupcakes in an airtight container and store them in the refrigerator for up to three days. The freshness of the fruit and the integrity of the frosting are best maintained this way, ensuring every bite is as dreamy as the first.
Freezing
For future cravings, you can freeze the frosted cupcakes (without the fresh fruit and cherries) in a single layer on a baking sheet, then transfer to a freezer-safe container for up to two months. Add the toppings after thawing to preserve both the look and taste!
Reheating
Cupcakes are happiest at room temperature. Simply let refrigerated (or thawed) cupcakes sit out for 20–30 minutes before serving. Avoid microwaving, as this can melt the frosting and make the fruit soggy—trust a good counter rest to keep them perfect.
FAQs
Can I use a different type of flour, like whole wheat or gluten-free?
Absolutely! While all-purpose flour creates the classic soft crumb, you can swap in a 1:1 gluten-free blend, or use whole wheat flour for a heartier texture. Just keep in mind, some substitutions may slightly change the cupcake’s texture and flavor—but the banana and chocolate combo will still shine.
How ripe should my bananas be?
The riper, the better! Look for bananas with lots of brown spots—these will be sweeter, mash more smoothly, and infuse your cupcakes with the most pronounced banana flavor. Save those nearly-black bananas for when you really want the Chocolate Banana Split Cupcakes to be extra moist and flavorful.
Can I make the frosting ahead of time?
Yes! You can prepare the chocolate frosting up to two days in advance and store it in the refrigerator. Before using, let it sit at room temperature for about 30 minutes and give it a quick beat to return it to its silky smoothness before swirling onto your cupcakes.
How do I keep the fruit toppings fresh?
Add the strawberry, pineapple, and cherry toppings just before serving for the brightest look and freshest flavor. If you know leftovers are likely, offer the toppings on the side so each person can add theirs to order—this keeps both the cupcakes and the fruit at their best.
Can I make mini cupcakes with this recipe?
You bet! Simply divide the batter among mini muffin tins and adjust the baking time to 10–12 minutes, checking often for doneness. They make adorable bite-sized Chocolate Banana Split Cupcakes for parties, dessert trays, or lunchbox treats.
Final Thoughts
These Chocolate Banana Split Cupcakes combine playful nostalgia with pure dessert delight. They’re truly an experience—not just a treat—and always spark smiles at any table. Gather your ingredients, invite a friend or two to help decorate, and let the fun begin! Your new favorite cupcake is ready to dazzle.